1Cover Travel Insurance Reviews

With over 10 years’ experience 1Cover specialises in providing travel insurance that you can count on. With three different levels of cover, there’s a policy to suit every budget. Policies are available to those of any age. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assitance no matter where you are in the world. Underwritten by HDI Global Specialty SE - Australia.

Overall rating 8.5/10

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Value for Money

8.6/10
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Very easy to deal with

| | 1 comment Reviewed by Glenys Hargreave on 03 June 2019, 15:04 PM

Once all my documentation was submitted my claim was approved quickly. I have not had to make a claim... Read more

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Fast, Efficient & Fair

| | 1 comment Reviewed by Claire C on 03 June 2019, 10:53 AM

Have been using Cover for overseas travel for several years now as their policies & premiums suit... Read more

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Luckily no major need for assistance

| | 1 comment Reviewed by Angelo Prisco on 03 June 2019, 10:42 AM

Luggage was lost in transit. Luckily it turned up 12 hours after landing in Kiev. Contacted 1cover on... Read more

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Theft in Rome 2019

| | 1 comment Reviewed by Julie on 31 May 2019, 17:32 PM

1Cover provided excellent service in providing travel insurance and when making a claim to cover the ... Read more

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Excellent Support and response

| | 1 comment Reviewed by Lianne Poon on 30 May 2019, 10:59 AM

Excellent phone advice and support. Good response and clear guidelines via email. Reasonable insuranc... Read more

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Excellent as always

| | 1 comment Reviewed by Tracy Grzadka on 29 May 2019, 11:53 AM

We recently had our luggage delayed for 2 days when travelling from Australia to Italy. It was super ... Read more

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Amazing help from staf

| | 1 comment Reviewed by Shane Ranauro on 28 May 2019, 17:10 PM

My son fell sick whilst on our 3 month trip in Bali Indonesia and had to stay in hospital for 3 night... Read more

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Good value Insurance

| | 1 comment Reviewed by Warren B Rosowski on 28 May 2019, 17:09 PM

We have used 1Cover every time we travel and feel comfortable that we will be looked after if anythin... Read more

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Excellent service & claiming experience

| | 1 comment Reviewed by Poppy Schwass on 27 May 2019, 13:19 PM

Easy to contact on the 24 hr hotline, even sent me information about extending my insurance so I was ... Read more

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Efficient streamline process

| | 2 comments Reviewed by Tim Fulton on 24 May 2019, 11:11 AM

Really happy with the claims process. I have had to claim against two separate 1cover policies now an... Read more

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Excellent service

| | 1 comment Reviewed by Noelene Forrestal on 23 May 2019, 17:05 PM

Helpful, friendly staff. Was my first claim in many years of travel. Could not fault the service. Exc... Read more

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Very pain free and quick response

| | 1 comment Reviewed by Jason on 23 May 2019, 14:39 PM

I made a claim overseas for medical expenses incurred and I was responded to very quickly and once I ... Read more

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1Cover FAQ

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy to reduce this to $100.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000. There is also a cruise cover add for those going on a cruise and a Winter Sports pack add on for cover whilst skiing and a wide range of snow sports.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I'm not an Australian resident- can I buy cover?

No, unfortunately it is only available for Australian residents.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in Australia. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call on 1300 806 660.

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonnes.

Who underwrites them?

1Cover travel insurance policies are underwritten by certain underwriters at Lloyd's (insurer). As a Coverholder of Lloyds, 1Cover issues and manages the policies as an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457.

Where are they based?

Sydney!

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