1Cover Travel Insurance Reviews

With over 10 years’ experience 1Cover specialises in providing travel insurance that you can count on. With three different levels of cover, there’s a policy to suit every budget. Policies are available to those of any age. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assitance no matter where you are in the world. Underwritten by Certain Underwriters of LLoyds.

Overall rating 8.5/10

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8.5/10
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7.9/10
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Value for Money

8.6/10
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Great price, great cover conditions.

Review by Sandy Mckay | 14 January 2019, 11:44 AM | 1 comment Reviewed by Sandy Mckay on 14 January 2019, 11:44 AM

Although I've never had to claim yet, I still feel comfortable with my choice of travel insurance... Read more

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1Cover Travel Insurance

Review by Rina Maria | 11 January 2019, 16:02 PM | 1 comment Reviewed by Rina Maria on 11 January 2019, 16:02 PM

1Cover Travel Insurance covers pre-existing health issues in a simple way and it offers competitive p... Read more

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check Verified Review Nitesh Chand was invited by 1Cover to write this review.

1Cover travel insurance

Review by Nitesh Chand | 11 January 2019, 16:00 PM | 1 comment Reviewed by Nitesh Chand on 11 January 2019, 16:00 PM

Very fast and reliable insurance company. My claim got processed within 24hours and the funds were in... Read more

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check Verified Review Nitesh Chand was invited by 1Cover to write this review.
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Great

Review by Natasha Coyle | 10 January 2019, 14:48 PM | 1 comment Reviewed by Natasha Coyle on 10 January 2019, 14:48 PM

I always use 1cover they provide terrific coverage to suit my needs and prices are great, so easy to ... Read more

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check Verified Review Jaden Callanan was invited by 1Cover to write this review.

Travel insurance you can not count on.

Review by Jaden Callanan | 10 January 2019, 14:48 PM | 2 comments Reviewed by Jaden Callanan on 10 January 2019, 14:48 PM

Left stranded overseas after my flights had been cancelled. Insurance didn’t want to know. Had to pay... Read more

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check Verified Review Jaden Callanan was invited by 1Cover to write this review.
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Lower exchange

Review by Sarah Wiseman | 09 January 2019, 15:06 PM | 1 comment Reviewed by Sarah Wiseman on 09 January 2019, 15:06 PM

The exchange rate used to process the claim on settlement was below the actual current exchange rate.... Read more

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check Verified Review Gaylene Levesque was invited by 1Cover to write this review.

Reliable and Reasonable

Review by Gaylene Levesque | 09 January 2019, 09:53 AM | 1 comment Reviewed by Gaylene Levesque on 09 January 2019, 09:53 AM

We have used Cover 1 several times. Only once have we had need of making a claim. The process was sw... Read more

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check Verified Review Gaylene Levesque was invited by 1Cover to write this review.
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check Verified Review Janice Hodgson was invited by 1Cover to write this review.

Great company to deal with

Review by Janice Hodgson | 07 January 2019, 10:57 AM | 5 comments Reviewed by Janice Hodgson on 07 January 2019, 10:57 AM

Had my backpack stolen in Barcelona no problems with my claim I always use them so do family and fri... Read more

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check Verified Review Janice Hodgson was invited by 1Cover to write this review.
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check Verified Review Kathleen Moar was invited by 1Cover to write this review.

very prompt, informative and helpful

Review by Kathleen Moar | 07 January 2019, 10:57 AM | 4 comments Reviewed by Kathleen Moar on 07 January 2019, 10:57 AM

Payment was made within a very short time of me submitting my claim. An easy online process to follow... Read more

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check Verified Review Kathleen Moar was invited by 1Cover to write this review.
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Top Class Insurance company

Review by William Latter | 07 January 2019, 10:54 AM | 1 comment Reviewed by William Latter on 07 January 2019, 10:54 AM

Never had to claim for this excursion, thankfully, so all good, but have done previously and they wer... Read more

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Just hope it’s not complicated

Review by Oisin Frost | 07 January 2019, 10:54 AM | 3 comments Reviewed by Oisin Frost on 07 January 2019, 10:54 AM

Sure - the premiums are low and provided you’ve got all your receipts, you’ll get reimbursed - but be... Read more

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Fast, easy claims. Great service

Review by Hayley Monk | 07 January 2019, 10:54 AM | 2 comments Reviewed by Hayley Monk on 07 January 2019, 10:54 AM

I have worked in the travel industry for over 10 years so I know Travel Insurance very well and I wou... Read more

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1Cover FAQ's

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising for more than 2 days you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Are kids covered for free?

Yes, that’s right, kids will be covered at no added cost! Dependent children and grandchildren are included for free as long as they are under 21 years of age and not in full time employment .

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I'm not an Australian resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within Australia you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in Australia. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call on 1300 806 660.

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonnes.

Who underwrites them?

1Cover travel insurance policies are underwritten by certain underwriters at Lloyd's (insurer). As a Coverholder of Lloyds, 1Cover issues and manages the policies as an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457.

Where are they based?

Sydney!

FOUR FAST FACTS

age limit
No age limit
age limit
Under 65
multi trip duration
90 days
luggage cover
$750 per item limit
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