1Cover Travel Insurance Reviews

With over 10 years’ experience 1Cover specialises in providing travel insurance that you can count on. With three different levels of cover, there’s a policy to suit every budget. Policies are available to those of any age. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assitance no matter where you are in the world. Underwritten by HDI Global Specialty SE - Australia.

Overall rating 8.5/10

Customer Experience

8.5/10
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Value for Money

8.6/10
8.6/10
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1Cover kept in contact until we arrived home.

| | 0 comment Reviewed by Ken Price on 23 April 2024, 13:50 PM

After I initiated a claim 1Cover kept in contact until we arrived home. All our costs were covered an... Read more

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Good and cheap

| | 0 comment Reviewed by Deric Tadiwala on 23 April 2024, 13:50 PM

Good and cheap and come under budget. Good customer service. Value for money. No hassle at all.
W... Read more

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Unbelievable Service and Assistance

| | 0 comment Reviewed by Brook Stepan on 23 April 2024, 13:50 PM

The staff at 1cover did the best they could to help us. Their service was second to none and I will a... Read more

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Why Bother

| | 0 comment Reviewed by Marie Cloughley on 25 March 2024, 11:31 AM

I subm itted a claim and I showed how much came out in AUD. However 1Cover used their own 'exhang... Read more

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Better to be safe than sorry

| | 0 comment Reviewed by KatherineG on 25 March 2024, 11:28 AM

Purchased when holiday was booked. Easy to purchase. Piece of mind. Grateful not to have used it, bet... Read more

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Great cruise cover

| | 0 comment Reviewed by Julieanne on 25 March 2024, 11:27 AM

I chose 1Cover for cruise travel insurance. I read the PDS and was happy with the extra things they ... Read more

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Strike action plus insurance equals grateful policy holder

| | 0 comment Reviewed by Philip Lynch on 25 March 2024, 11:26 AM

Rampant inflation in Argentina resulted in a general strike grounding most airlines in Argentina in l... Read more

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Always dependable

| | 0 comment Reviewed by Chris Binns on 25 March 2024, 11:26 AM

As a regular traveller 1Cover are my go to, they're fantastic communicators, competitively priced... Read more

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Prompt Claim Settlement

| | 0 comment Reviewed by Chris Burns on 25 March 2024, 11:25 AM

We had to cancel our planned trip due to a major health issue. The claim form was clear, it was easy ... Read more

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Best Insurance Company

| | 0 comment Reviewed by jfoley on 25 March 2024, 11:20 AM

I always use 1Cover for my travel insurance and being the first time I have had to make a claim. The... Read more

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Very Good communicators and fair assesment

| | 0 comment Reviewed by Jabulani on 25 March 2024, 11:20 AM

At first I thought the process was a bit over the top, but I fully understand the process. Responsive... Read more

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PEACE OF MIND

| | 0 comment Reviewed by Janene Downey on 25 March 2024, 11:19 AM

We fortunately didn't need to use our travel insurance policy but it provided peace of mind for o... Read more

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1Cover FAQ

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy to reduce this to $100.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000. There is also a cruise cover add for those going on a cruise and a Winter Sports pack add on for cover whilst skiing and a wide range of snow sports.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I'm not an Australian resident- can I buy cover?

No, unfortunately it is only available for Australian residents.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in Australia. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call on 1300 806 660.

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonnes.

Who underwrites them?

1Cover travel insurance policies are underwritten by certain underwriters at Lloyd's (insurer). As a Coverholder of Lloyds, 1Cover issues and manages the policies as an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457.

Where are they based?

Sydney!

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