Travel Insurance Underwriters

The exciting part of booking your holiday is complete - woohoo!  The next step is to take out travel insurance to protect your trip should something happen.  With so many different policies in the market, how do you choose one that is right for you and which brands can you trust?  

What you may not know is that although there are many brands, there are only a handful of insurers (known as underwriters) in Australia that issue and underwrite the policies you purchase.

All these insurers subscribe to the General Insurance Code of Practice which sets out the standards that general insurers must meet when providing services to their customers, such as being open, fair and honest.
 

Top Tip

If you're struggling to find cover for a particular scenario, you may have success looking at policies from different underwriters rather than comparing several standard policies from the same underwriter. There is likely to be more variance between what's covered and what's not covered between different underwriters or niche brands. Some of Australia's major travel insurance underwriters to look out for include Allianz Australia Insurance Limited, Certain underwriters at Lloyd's, HDI Global Specialty and Zurich Australian Insurance Limited.  

Let someone else handle the risk

When you take out a policy, you're paying the insurance company and the underwriters a fee to cover your risk. If something goes wrong, you could end up in a world of pain if your policy isn't backed by a reputable underwriter with an experienced claims team. Fortunately, all brands listed on our site are underwritten by reputable insurers. All brands listed offer 24/7 emergency assistance to help you in your time of need.

We've Put Together An Impressive List!

It's important to note that it is not exhaustive; there are plenty of other brands in the market. We don't want to trick you about our service either, so we've marked which travel insurance brands we provide quotes for and those that we don't. Check out which insurer is behind each policy to help you hunt for the best cover for your holiday.

Insurer	Underwriter	Do We Compare Quotes?	Go To Insurer
1Cover BUY	HDI Global Specialty SE		Go To Insurer
AAMI	AAI Limited
AIG	AIG Australia Limited
AllClear BUY	Mitsui Sumitomo Insurance Company Limited
Allianz	Allianz Australia Insurance Limited
Amex BUY	Chubb Insurance Australia Limited		Go To Insurer
Australia Post	Zurich Australian Insurance Limited
Australian Seniors	Allianz Australia Insurance Limited
Boomers BUY	Allianz Australia Insurance Limited		Go To Insurer
Budget Direct BUY	Auto & General Services Pty Ltd		Go To Insurer
Bupa Australia	IAG (Insurance Australia Limited)
CommInsure	Zurich Australian Insurance Limited
Cover-More	Zurich Australian Insurance Limited
Easy Travel Insurance	Zurich Australian Insurance Limited
Fast Cover BUY	Certain underwriters at Lloyd's		Go To Insurer
Go insurance	Certain underwriters at Lloyd's
Insure4Less	Chase Underwriting Solutions Pty Ltd
InsureandGo BUY	Mitsui Sumitomo Insurance Company Limited		Go To Insurer
Jetstar	AIG Australia Limited
Medibank Private	Zurich Australian Insurance Limited
NIB	Pacific International Insurance
NRMA	Zurich Australian Insurance Limited
Professionals Travel Cover	Zurich Australian Insurance Limited
Qantas	Pacific International Insurance Pty Ltd
RAC	Tokio Marine & Nichido Fire Insurance Co. Ltd
Real Insurance	Allianz Australia Insurance Limited
SCTI	Southern Cross Benefits Limited
Ski-Insurance BUY	HDI Global Specialty SE		Go To Insurer
Sure Save	XL Insurance Company SE
Tick Insurance BUY	Mitsui Sumitomo Insurance Company Limited		Go To Insurer
Travel Insurance Direct	Pacific International Insurance
Travel Insurance Saver BUY	Pacific International Insurance		Go To Insurer
Travel Insuranz BUY	Chase Underwriting Solutions  Pty Ltd		Go To Insurer
Virgin Australia	Zurich Australian Insurance Limited
Virgin Money BUY	Allianz Australia Insurance Limited
Webjet BUY	Zurich Australian Insurance Limited
Westpac	Allianz Australia Insurance Limited
Wise Traveller BUY	Tokio Marine Insurance		Go To Insurer
Woolworths	Pacific International Insurance
World Nomads	Pacific International Insurance
Worldcare BUY	Allianz Australia Insurance Limited
Zoom Travel Insurance BUY	HDI Global Specialty SE		Go To Insurer

General Advice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies and underwriters from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn't. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circumstances.