Columbus Direct Reviews

Columbus Direct reviews

Trusted around the world since 1988, Columbus Direct provide low cost travel insurance regardless of destination. Columbus Direct policies offer excellent value for money, tailored to the travel needs of Australian residents. Policies are available to those under 84. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assitance no matter where you are in the world. Underwritten by Lloyds of London.

Columbus Direct reviews
Overall rating 6.7/10

Customer Experience

6.6/10
6.6/10

Claims Experience

5.6/10
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Value for Money

6.9/10
6.9/10
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Rubbish!

| | 0 comment Reviewed by Seamus Morley on 04 February 2021, 13:59 PM

I put a claim in after 7 years of paying premium for a canceled flight and associated costs. After 2 ... Read more

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Thieves

| | 0 comment Reviewed by chris on 30 June 2020, 11:42 AM

Everything fine until you have to make a claim. Then they avoid you like the plague. Dont return call... Read more

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2 emails, no response

| | 1 comment Reviewed by Vicky Baynes on 23 May 2020, 11:46 AM

I have sent 2 emails to customer service asking to amend my travel insurance, one on the 17th of Apr... Read more

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Bad travel insurance

| | 1 comment Reviewed by Eric Lytton on 21 September 2018, 10:16 AM

We used Columbus for a four month trip to Europe last year. During the trip we experienced several pr... Read more

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Worst insurance company

| | 1 comment Reviewed by MooLeo Mum on 09 May 2018, 11:40 AM

I used Columbus Direct for my holiday. I had an accident and broken a limb. At first they were being ... Read more

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I would never use them again

| | 1 comment Reviewed by kath on 22 December 2016, 08:58 AM

I had the misfortune of having to cancel my flight and rebook due to Qantas not being able to get me ... Read more

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Great value and great service

| | 0 comment Reviewed by Sheryl on 25 May 2016, 11:44 AM

I have used Columbus for all the overseas trips I have made for years and the price has always been o... Read more

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Very bad experience with Columbus Direct

| | 1 comment Reviewed by Menendez on 17 May 2016, 09:47 AM

Purchase twice this insurance. Of course when your trip goes right everything is perfect as you don´t... Read more

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Columbus Review

| | 0 comment Reviewed by Ruth on 19 March 2016, 15:49 PM

Not obvious when purchasing Worldwide insurance that it didn't include USA and Canada. However wh... Read more

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No response to my email.

| | 0 comment Reviewed by Chris Edwards McKay on 11 January 2016, 16:50 PM

Sent email to ask a basic question as to whether I need to inform them each time I go away for a mult... Read more

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They are still processing a simple claim 5 months later

| | 1 comment Reviewed by maddy fricker on 02 October 2015, 12:09 PM

I called the company the day after we were travelling Canada and we had all of our ski and snowboard ... Read more

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Travel Insurance made easy

| | 0 comment Reviewed by Ze Marques on 22 September 2015, 19:36 PM

For the last 8 years or so we have been using Columbus Direct. We found it through a friend and haven... Read more

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Columbus Direct FAQ

How many people can I include in my policy?

Policies are available for up to 8 travellers online, larger group policies are available on application.

Am I covered if I go on a cruise?

Yes, however, it's important that you select a destination area that covers the international waters your ship may be travelling into. For instance, if your cruise takes you around the East Coast of Australia, the destination area of your policy will likely need to be 'South Pacific', even if the boat only docks in Australian ports. Your policy will then provide cover in case you need medical treatment or need to be repatriated from the ship while it is sailing in international waters. However there will be no medical cover while you're in Australia (ie ashore or at a port whereby Medicare services apply).

Am I covered for skiing and my equipment?

Yes if you purchase their snow sports activity option. This policy will cover for $25 million cover for overseas medical expenses plus ski equipment, ski pass cover, piste closure cover, avalanche delay cover and off piste skiing (inside resort boundaries with a qualified guide.)

Can I pay to reduce or cancel my excess?

No, Columbus Direct does not offer a buy-out option.

What additional extras are there?

Optional cover is available for winter sports and a wide range of other sports and adventure activities, plus certain work and volunteer activities. Pregnant travellers can apply for a cover extension to cover trips up to the 30th week of pregnancy and to include cover for childbirth and care of the newborn from week 26. (Terms and conditions apply.)

Am I covered if my tour company collapses?

No, Columbus Direct do not cover for default of an operator.

I’m not an Australian resident- can I buy cover?

You do not need to be an Australian citizen or permanent resident to buy this policy you are just required to have lived in Australia for the past three months.

What size moped or motorbike am I covered to ride overseas?

Columbus Direct will cover you on-road automatically for an engine size of 125cc or less provided you wear a helmet and meet the licencing criteria outlines in their PDS. Optional extra cover is available for driving vehicles over 125cc on-road.

Can I extend my policy from overseas?

Extensions are available in some cases, subject to underwriter approval. You will need to apply for the extension at least 5 days before your policy expires.

Do they cover for my rental vehicle excess?

Yes, they will cover up to $5,000 if you are required to pay for accidental damage, malicious damage, loss or theft of a vehicle you have rented from a licensed rental agency and whilst you are the driver.

Who underwrites them?

Columbus Direct policies are underwritten by certain syndicates at Lloyd's of London. Columbus Direct Travel Insurance Pty Limited (ABN 99 107 050 582) is an Australian Financial Services Licence holder: No. 246636.

What's their cooling off period?

19 days provided you haven’t claimed or travelled under the policy.

Where are they based?

Sydney!

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