Underwritten by:

Userbility / Efficient use of time

• Free online backpacker travel insurance quotes which each take around 2-3 minutes
  
• Seven steps and you're insured
  
• A summary of your chosen policy details available to the right of your screen

Flexibility

• A 24 hour, 365 days a year emergency phone line provided by AIG Assistance
  
• 14 day money back guarantee as long as you haven't left Australia and haven't made a claim
  
• The opportunity to extend your cover if you have a change in travel arrangements
  
• An 'online editing facility' that allows those insured to add to their policy as they travel
  
• Can choose between a 'backbacker' and 'comprehensive' deal once you have keyed in your travel plans

Value for money

• Downunder charge an additional $60 to assess your application for pre existing medical cover
  
• It is recommended by Downunder that you pay an additional 10% on your premium to waiver excess of your policy at the time of claim
  
• Purchase 12 months of insurance for Australia and / or New Zealand and you are provided with an additional 3 months of cover outside these two countries

Financial stability

• Underwritten by AIG (American Insurance Group)

Security of site

• Hacker safe. Downunder travel insurance uses a secure payment site and use World pay