Underwritten by:

Userbility / Efficient use of time

• Free online ski travel insurance quotes which each take less than a couple of minutes
• Product disclosure booklet attached for you to comb through the finer details
• Friendly customer service team to answer any queries
• The quoting process can be unforgiving at times if mistakes are made - you have to start again rather than making changes and moving onto the next page

Flexibility

• 24 hour emergency help line for those insured by Columbus
• Single cover is only available to travellers aged 64 and under
• The opportunity to extend policy while overseas
• Call centre open weekdays (but not in the weekend)
• 19 days to cancel insurance providing no claims have been made, have not commenced trip and written confirmation has been received
• Single cover offers the opportunity to add winter sports cover for an additional cost, providing you are travelling between 6 weeks and a year
• Email address necessary to purchase

Value for money

• No option to remove excess which when compared to other insurers is considerably high
• Watch for the exclusions / additions. Some insurance companies automatically include action / adventure in their policy cover under a similar price, with the opportunity to remove the excess
• The single cover insures against potentially unfortunate events, including hospital costs and medical evacuation
• Pre existing medical conditions not included in policy
• Discounts for groups of 10 or more. You organise this over the phone
• Reduction in unnecessary overheads normally associated with travel insurance when purchased through a travel agent
• You could be better off purchasing an annual insurance policy if planning to travel on several occasions from Australia within a 12 month period

Financial stability

• Financial stability Underwritten by Lloyds

Security of site

• Secure online purchasing where personal information is encrypted