Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
When it comes to parting with our hard-earned dollars we'd all like to keep as much as possible. The good news is, we're here to help you find a low price policy that’ll leave you with more cash to splash on your holiday!
Travel can be an expensive experience, so don’t be a dope and leave home without protection. You can't put a price on your life, and safeguarding your travels doesn't have to cost the earth. Most Australians go out of their way to compare and find the best deals on airfares and accommodation so don't be tempted to skip the most important part of planning your trip – travel insurance.
We all want to bring home the bacon (or at least take it with us on holiday). But you’ll also want to board your flight with peace of mind, and that means packing the right cover. Cheap doesn’t mean nasty when it comes to travel insurance. Should the worst happen, not having cover can end up making a budget trip an extremely expensive one. The key to purchasing cheap travel insurance is to find quality cover at a price you can afford.
Don't fret should you get sick or injured on your trip, because this is exactly why you're buying protection for your holiday. Cheap travel insurance covers your medical expenses for injury or illness including hospital stays, surgery, dental, prescription drugs and doctor visits.
Should you find yourself injured and far from home, your travel insurance will cover you to get to medical attention as soon as possible. Relax knowing you'll be taken to hospital without a worry.
A lawsuit would certainly put a dampender on your dream holiday. Most low cost policies cover you in the event that you are found to be legally liable for accidental injury or damage you may have caused to another person or their property whilst on your trip.
It's a real pain in the ar*e when your stuff is lost, stolen or doesn't show up. At least if disasters happens on your holiday your policy will replace or reimbuirse you for your baggage and personal items if they disappear or are damaged.
Things happen on holiday. Know that for all those unexpected events you'll get cover for any additional expenses if you cannot travel because of an injury or sickness.
Travel insurance will take a load off so you can get some R&R. Even a budget policy will cover you for an array of sticky situations while you're travelling within Australia, or overseas.
When searching for low cost cover, it's a good idea to compare a few different companies to see which policy gives you the best bang for your buck. The below table shows the basic cover levels of a few insurers in the market to give you an idea of what is available. To get a quote specific to your trip, use the quote box at the top of the page.
Want to save mo money? Here are our quick and dirty tips when it comes to cheap travel insurance:
Most insurers have a few different excess options you can choose between that let you lower your premium by opting to pay a higher excess.
If you travel a few times a year, purchasing an annual multi-trip policy could save you big bucks!
If you’re travelling with family or a companion, a joint policy is often cheaper than purchasing cover separately. 10 or more travelling in the group? A group discount might be available and can save you some cash.
Use a comparison to compare key policy features from heaps of insurers so you get the right policy for your trip at the best price. Comparing online with us will give you the same competitive price as buying direct – but without the legwork of shopping around.
Some insurers will ask you to nominate the region you’ll be spending most of your time, and other insurers will ask you to nominate the furthest region. Make savings by picking an insurer that favours the second option.
It may come as a surprise to hear, but there can be a massive difference in the cost of your insurance depending on where you buy it from. Buying from a travel agent will often mean added costs and that’s less money for you to spend on your trip away! Purchasing travel insurance directly from a travel insurance company is usually cheaper because there are no 'middle man' fees attached. With comparetravelinsurance.com.au you can buy directly online without the hassle of schlepping yourself from provider to provider to compare costs– we’ve done all the work for you. Woohoo!
The best way to find a cheap policy is to research your options. Work out how much cover you need to protect all your holiday expenses and work back from there. You may find that a basic, or standard policy may adequately cover your trip. The type of holiday you're taking can be a big factor in deciding how much cover you need. If you're lying on a beach reading a book, a basic policy might be just the ticket. However if you're trekking Kilimanjaro you might want to consider comprehensive cover.
Each policy is different, there's no denying that. Whilst some travellers are just looking for the cheapest policy money can buy, it's just smart to make sure you research your options before signing on the dotted line. Basic travel insurance policies, generally speaking, just cover medical benefits and personal liability.
How long is a piece of string! The cost of travel insurance will depend on where you're going, how long you're travelling for and your age. It can also increase in price if you're taking a cruise, have high value items or are doing some action-packed activities that you need extra cover for. Pre-existing illnesses that you declare and pay to cover can also increase the cost of cover. Travel Insurance policies usually come in three different tiers; depending on your trip and the level of cover you choose will also determine the price of your premium.
If you’re already a member some insurers will offer you a loyalty discount. And it’s worth checking whether your employer has a group deal with an insurance company, as you may be entitled to a favourable rate through them.
An easy way to find out which insurance policy is cheapest for your trip is to use a comparison site to compare a range of different insurance products and prices. You can sort travel insurance policies by price and see if they cover enough for your needs. A simple click of the mouse, from the comfort of your own lounge, and you’ll be comparing quotes quicker than you can say show me the money. Ka-ching!
Are you a self-confessed adrenaline junkie? If you’re planning on doing some risky activities on your trip make sure you know if they’re covered, as not all of them are!
Having pre-existing medical conditions doesn't mean you can't get cover or that it has to be expensive. It simply means that you need to dig a little deeper when doing your research.
It's no secret that backpackers are usually travelling on a shoestring budget, and often for an extended period of time. Find a policy without all the bells and whistles.
Having travelled to over 40 countries, studied tourism management and worked as a flight attendant for over three years, Natalie knows more than a thing or two about travel! She’s an adventure-lover, whose favourite trips have been trekking Machu Picchu and volunteering in an animal shelter in the Amazon. Qualified in Tier 2 General Insurance General Advice and specialising in travel insurance for the last five years, she in passionate about helping travellers get the most out of their holiday.
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