If you’re taking a one-off trip overseas or within Australia, single trip travel insurance is your cheapest option. Though with the range of insurance companies, banks, and travel agents offering travel insurance, the choice can be confusing at best and down right alarming at worst.
Just Pick a Few and Start Comparing
As with everything, it’s easiest to browse and make comparisons online.
Here are a few suggestions to kick-start your search:
Ouch Travel Insurance offers domestic and international cover, single and annual multi trip through comprehensive A,B and C and Premier Plus options for singles, families and duos, keeping costs down by specifying specific regions travellers can visit and by placing time limits on some countries. Ouch provide unlimited emergency medical expenses outside Australia and unlimited cancellation cover. Cover cannot be extended from overseas.
1Cover Travel Insurance were one of, if not the first to kick off online travel insurance in Ausdtralia and NZ. Priding themselves as industry and technology leaders in direct travel insurance, their variety of policies which include single and multi trip for international and domestic travel, singles to families, plus backpacker, ski, corporate and medical only, are quick and easy to access and compare. Comprehensive cover has unlimited evacuation, medical and hospital, lost deposits and cancellation.
iTrek Travel Insurance have focussed their policies on the backpacker/student/young and adventurous markets, providing a range from the ultra budget to low-cost fully comprehensive policies. All cover includes unlimited medical, hospital and emergency assistance as standard. Operating online, their site is simple to navigate – and super easy to extend your cover if you’re just not ready to come home yet.
Cover-More Travel Insurance were established in 1986 and also operate in New Zealand and the UK offering single and annual multi-trip cover for leisure travel, business and corporate. Their comprehensive policy provides for up to $10m emergency medical cover and up to $10,000 cancellation fees. Cover-More also provides the option to pay for additional cover for hijacking, travel service provider insolvency, up to $12,000 lost luggage and documents.
Purchase Direct – and Online – for the Best Deals
Though you have a range of choices with companies and policies, there is one definite when choosing single trip travel insurance … purchasing direct via a travel insurance company is much cheaper than what you’ll receive through a travel agent. It’s also a matter of horses for courses – travel agents are experts in the field of travel, direct travel insurers are experts in providing the best insurance options.
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