Most people tend to associate travel insurance with big overseas trips, and would never have considered getting domestic travel insurance. When you think about it, just about anything that could happen on your overseas holiday can happen just as easily when you're travelling in your home country. You could just as easily need to cancel your trip for reasons beyond your control and find yourself up for hefty cancellation costs. Or you could have your luggage stolen or lost by your airline and find yourself stranded with nothing but the clothes on your back. You never know when you are going to have hiccups along the way that mean you are suddenly forced to change your plans fork out money for accommodation and travel expenses. The bottom line is - get yourself domestic travel insurance!
Why you need domestic travel insurance:
- To cover your luggage and valuable items you are taking with you on your trip in case they are lost, broken or stolen.
- To cover cancellation fees and lost deposits in case you fall sick or for some other reason are forced to cancel your trip or come home early.
- If bad weather prevents your flight from landing where it is supposed to and you find yourself stranded somewhere completely different.
- If you are renting a vehicle then travel insurance can cover the expensive rental vehicle excess and save you the cost of paying an excess waiver
The great thing about domestic travel insurance is that it is cheap as chips and often will have no excess on claims. Better yet, if you are constantly travelling around the country, even if it's not interstate, there are some great annual frequent traveller policies out there that cater specifically to domestic frequent travellers. Just have a look and compare some quotes and you'll be amazed how easy and reasonably priced domestic travel insurance can be.
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